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Prenups: Should You Or Shouldn’t You?

Prenups: Should You Or Shouldn’t You?

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So many people hear the word “prenup” and run for the hills. It’s got a bad reputation and it’s understandable as to why. A prenuptial agreement outlines the terms on which you are wed. So, some couples put their assets in their prenup and who gets what in case of divorce. Others use it as a get-out card to avoid paying alimony if they have a lot of wealth. Prenups are used for many different reasons, and you can bet that those who do understand the merits of them will get one.

A prenup isn’t a way of telling your spouse you don’t love them. No one wants to go into their wedding considering that they could divorce one day, but stuff happens. Life happens, and when it gets too big and gets in the way, divorce is the final straw. The right divorce solicitors can see you through a divorce, but without a prenup, how will life look for you? Whether you should or shouldn’t invest in a prenup is entirely up to you, but if you’re still on the ence we’ve got some positives and reasons you should go for a prenup before you tie the knot.

  • Marriages End. A harsh – and yet true – reality is that marriages end. We promise to be together until death, but as people grow and change, we often grow apart and change too much and the other person can’t tolerate it. Marriages end for a lot of reasons, and divorce is the solution for that. It’s not the end of the marriage that can damage a couple, but a divorce. Fighting over furniture, fighting over who said what and when to who – a prenup removes this. You have all of your ducks in a row when you still loved each other at your best. Those people who made those decisions made them while in love and caring for each other. The prenup is not unfair – it’s signed with love.
  • Your Credit Could End. Divorce can wreck your credit when you have joint accounts, mortgages and credit cards together. When you split, there is a chance that one of you could leave debt for the other one. A prenup outlines how these will be paid, and this can take the issue out of the equation.
  • Avoiding Stress. Did you know that you can outline how you would want a divorce to go and save your stress? Prenups will tell you both how this will go, and this can mean that no vengeful spouses can go after the other one. Less bickering, less anger and protected finances all make for a better chance at recovering.

A prenup is not a dirty word. In fact, it could be the best thing that you do for each other. This doesn’t have to be something that makes you both hate each other. It’s a contract that you put together in love, and it’s something that will remind you of that love when you do split up.

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